17 Things Rich People Do Differently

“It is not the creation of wealth that is wrong, but the love of money for its own sake.” ~Margaret Thatcher

Although money is an unusual topic for this blog, I believe it’s fitting because it allows us to pursue the projects we’re most passionate about while having a greater positive impact on the world. And that’s what The Feel Good Lifestyle is all about! 

Do you dream of amassing great wealth one day?

Of freeing yourself from money-related stress?

Me too!

But here’s the thing: millions of people around the world dream of making lots of money… but very few achieve it.

Why is that?

Is it because of a lack of intelligence? No.

Is it because of bad luck? No.

Is it because of their mindset? Yes.

Last week, I read  T. Harv Eker’s book Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, in which he highlights 17 things rich people do differently.

Today, I want to share them with you so you can become aware of the things you’re currently lacking. That way, you can start developing the mindset that will lead you to exceptional wealth.


1. Rich People Think “I Create my Life”

You’re in control of your life: things don’t happen by chance, they happen by choice. Taking full responsibility for your life is step one towards creating the life you dream of.

And when things don’t work out? Don’t blame or  criticise others, and don’t justify yourself. Just learn from it, keep on pushin’ ahead, and do better next time.

2. Rich People Play the Money Game to Win

If your aim is to “be comfortable financially”, you’re unlikely to ever be rich.

You have to aim to be rich to become rich.

3. Rich People Are Committed to Being Rich

If you wish to be rich, or you’d like to be rich… That’s not enough. You have to *commit* to being rich.

The moment it’s absolutely clear in your mind that you’ll create exceptional wealth, the universe will conspire to help you.

4. Rich People Think Big

How do you want to live your life? Do you want to play in the little leagues, in the minors or in the major leagues? It’s your choice.

I wholeheartedly believe that we can accomplish anything we can envision. But if you think small… You’ll accomplish small.

Think big my friend. It’s more fun, and it opens you up to a world of infinite possibilities.

If you want to get better at this, I encourage you to read The Magic of Thinking Big

5. Rich People Focus on Opportunities

Most things that happen to us can be seen as either opportunity or as an obstacle. It depends on what we focus on.

Rich people choose to see everything as a blessing, as a stepping stone for something greater.

What’s your outlook on things? Do you focus on finding opportunities or do you only see the risks & obstacles?

6. Rich People Admire Other Rich & Successful People

When you see a rich person, do you get jealous? Is there a point of resentment when you say “Check out that guy’s house/car?”

If you associate these negative feelings to wealth, you’re not likely to amass it yourself.

You have to associate positive feelings to wealth if you want to create it in your life.

These people were the architect of their wealth, and that’s worthy of our respect. Plus… when’s the last time jealousy got you anywhere?

7. Rich People Associate with Positive, Successful People

Modelling is one of the primary ways we learn. If you associate with positive & successful people, not only can you learn from them, but you’ll also start to think… “if they can do it, why can’t I?”

8. Rich People Are Willing to Promote Themselves & Their Value

Many of us have been conditioned to think that promoting ourselves is boastful and to be avoided.

But the reality is that most rich people are excellent promoters. They know how to promote themselves, their ideas and their products with enthusiasm.

Note: In 2008, Tim Ferriss was named by Wired.com as The Greatest Self-Promoter of All-Time

9. Rich People Are Bigger Than Their Problems

Everyone has problems. Things won’t always go your way, no matter who you are. But it’s how you react to your problems that defines you.

When you face a problem, do you run away and give up? Or do you put your head down and find a solution?

The answer to these questions will go a long way towards determining the kind of life you’ll live.

10. Rich People Are Excellent Receivers

To earn large sums of money for your work & products, you must feel worthy of receiving large sums of money.

Here’s a great practice for improving your receiving skills: when someone offers you compliment, simply say accept and say thanks. Don’t look for something to compliment the other person with.

11. Rich People Choose to Get Paid Based on Results

If you want to become rich, choose to work in a pay-for-performance environment: either in your own business or in a commission-based or bonus-based job.

If you’re confident in your ability, this arrangement will motivate you more and it will earn you a lot more money.

12. Rich People Think “Both” not “Either/Or”

Rich people understand that with creativity, it’s almost always possible to have the best of both worlds.

This requires a particular mindset of cooperation and outside-the-box thinking, but it allows you to have our cake and eat it too.

Next time you’re faced with a tough choice… Be creative and try to find a way to have both.

13. Rich People Focus on Their Net Worth

Generally, when we think of wealth we think in terms of how much a person makes in year. But wealth is much more than that. It’s one’s income, savings, investments, and cost of living.

It’s by optimizing these 4 elements that you can create extraordinary wealth.

14. Rich People Manage Their Money Well

This is fairly self-explanatory: to become rich you need to be serious about money management. Using your spare money optimally, avoiding credit card interest and only spending on useful things is a great place to start.

15. Rich People Have Their Money Work Hard For Them

Once you’ve got money saved up, INVEST it. Utilize tools like investment tracking software to monitor your results. There’s no reason to leave money sitting in your bank account. Passive income is an incredibly powerful wealth-creating vehicle and the sooner you get started, the better.

16. Rich People Act in Spite of Fear

This is certainly one of the most important items and a recurring theme on this blog. If you want to create your greatest life, you’ve GOT to tame the beast of fear.

Fear will never completely go away, but it’s the ability to “feel the fear & do it anyways” that separates those who create their dream life and those who simply  dream about it.

17. Rich People Constantly Learn & Grow

Knowledge + Action = Power. The more you know & apply in your chosen field, the more money you’ll earn.

That’s why I’ve embarked on an epic reading challenge this year, and why you should use all the tools at your disposal to learn something every day: blogs, books, courses, audiolearning and insightful conversation with people who know more than you.

But learning is not enough- make sure you apply these findings, experiment with them, and tweak as you go. That’s where the real power lies.


Creating great wealth is within your reach. It’s been done by many, many people before, and you can do it too. But as you’ve seen it requires using a particular mindset.

What’s the one item on this list you know you need to get better at?  Please share in the comments section! (For me, it’s #10, become a better receiver).

Here’s to becoming rich by doing what we love & by making other people’s life better,

Have a wonderful day,


PS If you’ve enjoyed this post, I think you’ll dig Secrets of the Millionaire Mind.


Please share this post, because that’s how more people can develop their “Millionaire Mindset”


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  • I have many things in life that are important to me, and being rich is not one of them.

    • Fair enough man! It’s most certainly true that you don’t need lots of money to be very happy, and I would have said the same thing as you a few months ago.

      But recently I’ve realised that the more money we have, the more power we have to make big positive changes in the world (reading Richard Branson’s biography opened my eyes on that).

      There’s a lot of things I’d like to contribute to changing in the world so therein lies motivation..

      • I read Richard’s book last winter, “Losing My Virginity”.

        Awesome book, I totally agree that the book opened my eyes.

      • I would imagine that rich people don’t call people “man” … as in your comment of “Fair enough man” so, I guess you are not rich.

        • What does that have to do with it though? There’s no strict list of rules that rich people can or cannot say and do. “Rich people cannot call people man. Rich people cannot wear board shorts. Rich people cannot use slang invented before 2003.” Do you see how long this list could become? But most people seem to have this idea that all people that belong to a certain group must behave in a certain way.
          What if the only thing rich people truly all have in common is that they are all rich?

          • BINGO!

            This one deserves a prize

          • Wonderful come back Tiffany. I wish we would fight as hard to Love one another like we fight hard to disagree with one another.

  • I have many things in life that are important to me and being rich is not one of them.

    • Then why the hell are you looking at this then??

      • good point

    • It seems that you have compromised with your life !!

  • Be aware that Margaret Thatcher made hundreds of thousands of working in mining and manufacturing unemployed in the UK in the 80s, along with selling off state industries to private companies who’ve raised living & travel expenses disporpotionately high over the past 20 years. The vast majority of those not born into a life of upper class privilege in the UK can’t stand her, her values, what she stood for and what she did. She’s as well-loved as herpes and just as useful.

    One other thing, swapping out successful for rich (they’re not synonyms) in this article makes read it a lot less like Gordon Gecko’s personal manifesto.

    • Hey Ciaran, thanks a lot of bringing that up. Had no idea about any of that, I just liked the quote.

      I definitely agree that successful & rich aren’t synonymous! I didn’t want to come across as such. I’ll be more careful in the future.

      Thanks for the honest feedback, appreciate it!

      • So we can fully identify gold diggers like you newfag.

  • Hmm, I kind of see where Brendan and Ciaran are coming from with their comments, but I actually took something very different from this post. I honestly don’t think you covet being rich per se. My perception is that you don’t want to live your life worrying about money. Who does? But in order to lose our money worries, we have to face up to what money is and what it means to us. That means talking about it, being open about it.

    There’s a saying that money can’t buy you happiness. I wholeheartedly believe that the simple things in life are the greatest, so I totally agree with that saying. However, the lack of money can bring a lot of suffering. I don’t see anything wrong with aspiring to be in a comfortable place financially.

    A lot of people seem to feel very awkward talking about money. For me, it stems from my childhood. I would hear my parents discussing money and bills, and I’d ask what they were talking about. I wanted to learn more. But my mum always told me not to worry about it, that it wasn’t really any of my business and that money isn’t something that’s ok to talk about.

    I totally recognise myself in point #6. I’d reached a point where I would see someone with a big house or a flash Range Rover, and I’d resent them. I’d feel myself becoming jealous, but then tell myself that they’ve got it all wrong – who needs a flash car? It’s the little things in life, the FREE things, that are worth more to me. Of course that’s true. However, I realise that what I resented about rich people is the way they flaunt the fact that they don’t have to worry about money. While I’m desperately trying to save money for the future, their future’s already sorted. They can enjoy the here and now. I’ve told you before Phil, money is the only thing stopping me from quitting my job and doing what I love right now. If I quit, I’d be continually worrying where my next pay cheque was coming from. I’d be worrying about putting food on the table, paying the bills and keeping a roof over my head, and that’s no way to live.

    I recently listened to a FANTASTIC free teleseminar by Marie Forleo and Danielle LaPorte (you can find it here: http://sellingyoursoul.com/free-telejam/). They redefine the concept of selling. I also read something brilliant the other day (I can’t remember where) that said something like, money is not the source of pain in the world. People are. Money is just the resource they use to live out their pain.

    Wow, this is turning into a post all of its own! Sorry about that. I guess this is just a subject I’m pretty passionate about.

    Back to your question about what I need to get better at. For me, it’s #8 and #16. I’m so bad at putting myself out there and being open about who I am and what I stand for. The fear of being judged, of making myself vulnerable in that way, paralyses me. It’s something I definitely need to work on if I want to achieve anything big.

    One more thing… (last point, I promise!) I can totally relate to #7. I’ve found that chatting with people who are doing what I want to do (including you) has made me see just how attainable it is. I couldn’t agree more about the importance of associating with like-minded people.

    • Bravo. well said.

  • If someone want a really good serie audio about how Rich People Think, please let me know at francis_dostie@hotmail.com

    I’ll love to share it with you via Dropbox :)

    I found it Terrific!

    • I would love it! Please send it to me! Thx Francis.

      • @Moffat, please write me an email at: francis_dostie@hotm…

        thanks :)

    • Please send me a copy, rmudombe@gmail.com

  • Surely the question to ask is are these rich people any happier?

    Sorry Phil but this list was not for me.

    • Hey Will,

      That’s the 1,000,000$ question right there (Pun intended). You’re absolutely right.

      Since writing this article, I’ve actually made a huge realisation that while having money has its value, *thinking* about money too much definitely makes me less happy.

      But I don’t believe that having a lot of money will make you less happy.. it really comes down to how you make you money, if its by really helping people..

      Have a great day,

      • I know this post was a while ago, but I’m a newbee here, and I thought I’d try to share regardless.
        So, there’s alot of talk here on the relationship, or lack of, between money and happiness, which is good considering the the name of the blog/book/site. ;) But, I would like to say that all of these wonderful thoughts and articles prove inspiring and informative to me, but do not “make” me happy. I make me happy. For every living creature, our reality is the one we create with our perspective. Of course money isn’t going to bring me happiness, I already have it. And I got it through years of choosing it. :)
        But, I do think that having a great amount of money creates freedom. We live in a world based on exchange, and unless everybody stops feeling the need to posess things, that will always be the case. And, the fact of the matter is that I will have a large amount of money in order to open my horizons; To enable me to choose out of desire, not restriction.
        Thank you for sharing all of your wonderful ideas, please keep it up!

        • “For every living creature, our reality is the one we create with our perspective. Of course money isn’t going to bring me happiness, I already have it.”

          Amen to that!!

          I would add to what you said that having lots of money also enables you to have a greater contribution in the world. It gives you the opportunity to not only work on really meaningful projects without having to worry on a pay cheque, but also to invest in the ideas/projects of others who you believe will change the world/help lots of other people.

          Thanks for your comment and hope to see you around the site some more!!

  • […] “You’re in control of your life: things don’t happen by chance, they happen by choice. Taking full responsibility for your life […]

  • Hey Phil!
    Always love a good chat with you & your entertaining conversational skills!

    Your blogs & videos are inspiring & I agree with your wise words.

    Yes definatelty read your roomies book it’s great & check up their online stuff too!

    I highly recommend joining Young Entrepreneur groups & mixed ages groups too,these have been really helpful for me as I am getting a few buisnesses up & running.

    All the constant interaction with people who are big thinkers does wonders for your thought processes- & also interacting with people of all ages who think big is invaluable!

    Keep up the great work- look forward to your next installment of wise words :)

    • Hey Joy thanks you so much :)

      I 100% agree with the Young Entrepreneurs’ groups.. that’s something I’ve *just* started doing, as I joined 2 Entrepreneur Mastermind Groups here in SD.. It’s incredible much it helps to have other people give us a fresh perspective on our challenges.. and just a lot of fun to hang out with cool people who understand what we’re going through..

      Thanks and all the best in your projects!!

      • Hello,

        This article was great! I got this book for Christmas, I treat this and “Rich Dad Poor Dad” Almost like a Bible. I’m currently a small business owner as well as a U.S. Naval sailor. I’m currently being stationed in San Diego and I’m looking to join a investor group. I’m hoping you can lead/point me in the right direction please? Your help will be greatly appreciative as I travel on my road to wealth!

  • Hello, Phil,

    To answer your question, #8.

    I’ve been realizing lately that I need to “market” myself. Firstly, you need to believe in yourself for that and see yourself as a person of success; then you need to take that attitude (even if you don’t truly have it, just putting yourself out there like that is going to somehow force you to believe it and live up to it) and put it out. For one, it’s marketing yourself, with you as your biggest fan, but it’s also about making the world know that you are there, available, and you can to this and that and you can do it good. It’s also about making connections, as stated in your post, with the right people. A big part of being successful in a certain area is having the right people around you or the right connection. You don’t need to know everything but it’s enough knowing who to turn to when in need and who does it best. Then you also need to know people who can introduce you to other people and you NEED to have successful people around you if you want to be successful.

    I don’t even roll with people who got nothing good to bring into my life anymore because they bring you down and steal your focus. Be especially aware of people with a loser attitude, people who always complain and whine. They’ve got nothing to do around you. Look especially to be around people that are better than you in the area that you pursue.

    Now, regarding the whole article and the likes of @brendan and @ciaran, I can understand where they’re coming from but what I want to point out is that it’s not necessarily about being rich, but about having a certain mindset, a Winning attitude, designed for people looking for success, regarding the area. This usually leads to becoming richer, but it’s not mandatory.

    The thing is, and correct me if I’m wrong, Phil, you CANNOT desire to have a happy, fulfilled, successful life and satisfy yourself with little. You can be thankful in little, but you cannot set yourself up for little if you can do more.

    What I think about most of the rich people, it’s not that they need more and more money, but they want to take it to another level. Because they can. Why settle for less? What everybody needs to understand is that you can’t just settle, you have got to fight even if you want to be on that same level. In this world, if you stop swimming you are going to drown. It’s either upper or lower. There is no “I’ll just be here for a second, seems like a nice spot”. Sun’s gonna go (well, the earth) and it won’t be as good in a second.

    I am talking from experience, not book-reading. I’ve discovered most of the lessons in your article by myself, even though I read a lot. I come from one of Europe’s poorest countries where, MAN, every day is a struggle for every single man, rich or poor. Most of them are struggling and have an obsession just to have a piece of bread on their table the following day, while the “richer” ones, which could only be considered medium-class by more developed countries struggle in their businesses just to keep their head over the water. But for every single one of them, it’s a fight. Most of them fight daily to have a better life and I know NONE saying “Man, I just need to live decently”. It’s not about being rich, it’s about the fact that you need to fight for everything, keep your head high and have a winning attitude. It’s either this or you’re down. If you get riches with it, wonderful.

    I’m also an Engineering student and as you can imagine, it’s really difficult. It usually leaves the ones who finish this University strained of their strength. So with this on my mind, money on my mind plus the desire to succeed and do much better than survive, the obsession and obligation for people my age to be successful in every single domain of their lives plus all the problems that come with it, I had struggle depression and meltdowns due to highly stressful periods of work and whatnot. So what I’ve learned most during this period and I am now implementing is that you MUST have a winning attitude if you want to succeed. You have to set yourself up for success and be a person of action, not of action. You have to realize that your life is mostly the sum of your efforts and attitude towards it. If you’re just gonna let it hit you… well not only it’s not gonna work, but it’s gonna bring you down.

    Alright, enough with the long public letter, just need to say thanks for your efforts, you have a great site and you’ve inspired me to do so many good changes in my life, which have actually made a big difference. I’m currently trying to adjust to a self-made Polyphasic Sleep program (and it’s actually going great, since I’m used to little sleep), I’ve also implemented I.F. (which sent me to Leangains) and I’ve been doing it on and off for a while now, currently considering it doing it full time for a while (while doing weight training), and you know, all those other tips for improved energy levels and stuff. Works like magic, thank you once again! And it is big, since I’m having my Bachelor’s degree this year and it’s work all day, every day :)

    Keep up the good work and many blessings!

  • Hi Phil,

    Great article from a great book. I would argue that those who are giving this list the thumbs down and saying things like, “are rich people actually happier?” are the ones to whom this article applies the most. People that will never put the effort into following these steps will try to downplay them by saying things like that.

    Yes, money doesn’t buy happiness. But what it does buy is freedom. Freedom to make choices that otherwise wouldn’t be open to you to choose. It opens doors that otherwise might have stayed closed.

    I think this article is spot on.

  • Hi ..
    Thanks for the article .. its just what i need to know about N.10
    i have to improve this point more and more as I improve to reach my aim .

    Thanks again

  • Hi phil
    tnx 4 d article. Really found al helpful

  • Very enriching information indeed. For me #14 and #16 are areas I should work mostly on. Thank you

    • My pleasure Molefi! Good luck!

  • I’m 53yrs old newly divorced in dead end job. I’m in need of financial assistants. I only need 30 thousand dollars to pay off debts and get a fresh start. I have poor credit please assist me.

  • Great information. I can use this to focus what i’m doing now. Hope to earn millions :) . Thank you

    • My pleasure Jason, all the best!

  • I HATE MY LIFE! HATE IT! I’m sick and
    tried of being poor…… Have been poor
    all my life.
    Can’t seem to get ahead. no matter what
    I do. I’m Always In Need For Money. I am 25 years old christen boy and live in india countery I have loos to my father since last 17 year back my mother is house wife & 2 younger brother &sister they both are studey in class 7 sir they are no one in help to my family in india sir all the responsibility to on my shoulder sir my mother is not well she is heart peshant sir this is my real story not faq I dont no what should I do but sir pls help to my family
    I Wish, For A Miracle To Happen, A
    Myiracle That Would Change My Life For
    The Better, It Would Be A Blessing To
    Me…… Tell Me, I’m I only dreaming?……
    Do Miracles Really Happen?……. Is Their
    Anyone Out There With A Kind Heart?
    Will My Miracle Ever Come True


  • One thing I know is you have to be persistence if you want to become wealthy! I am working on my second million, here is how I made my first one!> http://milliondollarleases.com/.

  • I agree with Rebecca when she says that becoming rich requires talking about money and being open about what you think about it. Usually that makes people very uncomfortable. We grow up with different ideas about money…maybe we always heard our parents complaining about it or we heard the sunday school teacher talking about the wicked rich people of the bible. For me it was both, but as i got older I decided that I want to be rich. I’ve seen too much of what lack of money can do in one’s life. When you don’t have enough financially, it’s like a black hole that you’re constantly trying to fill and keep from being sucked in to. I believe “money can’t by happiness” is a cop out. No one who has ever said that would object to having more money if they could. It’s true that happiness comes from your friends, family and hobbies, but you could give them more time and attention if you were wealthy rather than a wage slave and always worried about bills.
    If I were financially wealthy, me and my family would never had to worry about a lack of money. I could concentrate my energies on something other than avoiding the black hole. I could make a greater contribution to society, like Phil said. I want to build schools and set up scholarship funds…that is something very important to me. Since it’s election time, I hear a lot of talk about “the wealthy” and “the rich” as if each of these people’s financial wealth has pulled them over to the dark side. However I do admire people who have created financial wealth for themselves and their loved ones. This is what I aspire to do for myself.
    That said, I have a lot of trouble with #8, promoting myself and my value, and #14 managing my money well. However I’m starting to realize more and more what value I have to offer the world. And also I’m actively working on improving my money managing skills.

    Thanks for this insightful post. I have Secrets of the Millionaire Mind but I’ve yet to read it. I’ll make a point to this week.

  • Interesting article! I create my life (:

    Thanks for the motivation.

  • You’ve made some really good points there. I checked on the internet to learn more about the issue and found most people will go along with your views on this website.

  • You have made some decent points there. I looked on the web for more info about the issue and found most individuals will go along with your views on this web site.

  • You’re so interesting! I don’t suppose I’ve read through a single thing like this before. So nice to discover another person with a few unique thoughts on this subject. Really.. thank you for starting this up. This site is one thing that is required on the web, someone with a little originality!

  • People in general can talk about this forever – does money bring happiness. Maybe it doesn’t but trying to get rich to me means that you can wake up everyday with an agenda and a goal to achieve rather than sulking over petty issues, which mostly never go away. It would pay to try and get rich mostly for the experiences along the way. You would build character, opens your eyes to the world and if you get rich after that , what a huge benefit! I personally would have to work on #4 and #8. Thanks for the article. I’m reminded once again that putting in good effort to achieve your goal will bring you the results you want.

  • I just added this web site to my feed reader,

  • Hey Phil, thanks for sharing the wisdom given to you by the universe. Your good. Impressive. I wish to hear from you more often. You got my email keep me update. Arlene thanks Carpe Diem!

  • Thanks for the one of several nicest blogs i’ve read in a when.

  • good article, thank you!

  • Thanks for your write-up. One other thing is when you are marketing your property yourself, one of the troubles you need to be conscious of upfront is how to deal with home inspection reports. As a FSBO owner, the key about successfully transferring your property plus saving money with real estate agent commissions is awareness. The more you are aware of, the easier your sales effort are going to be. One area where by this is particularly critical is home inspections.

  • It’s truly a great and helpful piece of info. I’m satisfied that you simply shared this useful information with us. Please keep us informed like this. Thank you for sharing.

  • You know, everyone with a Range Rover and a mansion is not strapped with payments. Some are rich and have become so in a well-executed manner. I really get tired of the less money=higher quality of life approach; salvation achieved through suffering, et al. This is similar to the premise that the down-home, country girl who owns a horse and never wears makeup is by default, more authentic than a girl from New York City — the fashion capital of the world — who may like high fashion. It’s ridiculous.
    If we respect one’s choice to be content with modest means, respect the other’s choice to incorporate more material wealth into their life. Neither choice should speak to character or self-worth. This is a free country and these are life choices we are allowed to make.

  • Saying money doesn’t buy happiness is most certainly not a cop out. The desire to be financially comfortable is different from the desire to be rich but it doesn’t mean that by looking to be financially comfortable that you somehow lack purpose, desire, or the skills to achieve your goals. I only seek to be financially comfortable to where I am able to live my life in an enjoyable manner and concentrate on the things that really count. Some of the most satisfactory jobs are the ones that don’t always pay the most. The idea that you have to be rich to make changes in the world is silly.

    In fact I can easily point examples of people who extort and step on others to get to the top of the financial ladder. In a lot of cases, they are contributing to many of the problems dealing with inequality. They are so self absorbed and focused on future happiness that they tend to look the other way or ignore how they could possibly be contributing towards a negative end.

    I don’t see a problem with getting rich in and of itself, but one does need to be careful in how they get to that point. Freedom is relative. There is a good reason why rich people still suffer from anxiety, depression, etc,etc. Money is a means to an end, not an end in itself. The means never justify the end. It does matter how you go about obtaining wealth.

    It is important to constantly examine yourself on what you value and why.

    Ten Horrible Reasons to get Rich


  • Mr. Warren, You are very good at twisting the message. You are probably the type of person that believes you should take from the rich, who worked very very hard to earn what they have, and give to the poor. You are probably a liberal. No doubt.

  • Kushu Malik great article. Think rich think success and you will achieve it.

  • I understand that the topic of money and the accumulation of it can be a pretty touchy one. I do in fact respect the opinions of others, and hope for reciprocity in my beliefs as well…. My frame of thinking is grounded in my strong spiritual beliefs that in order to be a “blessing” to others, you must first in fact be “blessed” yourself. I understand that there are beliefs out there that you don’t need to be rich to be happy, but who said you have to keep what is beyond what you need to sustain your standard of living? I have yet to see a homeless person giving housing to someone, but I have seen a millionare building shelters, orphanages,etc for those who found themselves on hard times. Another thing is that although there are some bad in every echelon of society, I have found that some of the most warm, loving, and generous people are those who have been “blessed” with abudance (more than what they need). I have also met people in the lower echelons who are also warm, loving, and will give you the shirt off their back. So I believe the key is how you view money,your motive for wanting to acquire it, and what you do with it when you get it… If you are willing to put in the work, I believe you should reap bountifully and enjoy it. I also believe that to whom much is given; much is required. So if you are blessed financially, you should use your wealth for a higher purpose, because I have noticed in my own life that I am happy when I am in a position to give to someone and see how it positively impacts their life. This is true happiness! and I could not do this if I were worried about my own bills, my own mortgage, my,my,my…get it? We have to change how we view money, and try not to focus on what “I” need, but better yet on what money can do for others in your community, your schools, and abroad…. Not everyone will adapt a mindset of gaining money to distribute it for the betterment of mankind, but if more good people did; I wonder how different the world would be today?

  • #5 focusing on oppertunity instead of obsticles

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  • Phil,

    I found this post very intriguing and right on the money (pun intended). My mother is a Financial Advisor and I grew up talking about money and the importance of investments. I will always remember my mother saying “You must drive the money, not be driven by it”. I didn’t quite understand what this meant until recently. I was able to realize the people that I know that are wealthy do not work for money. These people work because they love what they do and the money that follows is inevitable. They are incredibly diligent when it comes to investing and do not spend money frivolously. The average person lives above their means, and the wealthy live below theirs. So often we do things because of money. We take a job we hate, we sell grandma’s wedding band, we take part in get rich quick schemes, all the while letting the need for money drive us into a mediocre middle class life. The elite and the wealthy know they can not be successful doing something they do not enjoy, so they don’t do things they don’t enjoy just for a few quick bucks.

  • I like it very much for read that articles.it gives more response to live and succeed in my life.And I can improve myself for first of fall I loved myself .we should achieve that things for following their terms

  • i want everybody to jealous me !!!. i want to go around the world without look in to my wallet. so i want to RICH . YEAH. RICH

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  • Rich people do not associate with positive uplifting people. I’ve waited tables for 14 yrs in the upscale/fine dining industry. I would not say I’m jaded, but rather took it as an opportunity to hone my social skills and turn people’s bad day into a good one by focusing on their needs. Ive waited on the most rich and powerful among us in my city. What I’ve found after 14yrs is that believe it or not, only the wealthiest trust fund kids, who now are on boards of foundations are positive. The rest really could care less about you. They may seem happier and less stressed but that’s because their not fretting over rent, their children’s education, or the fact they’re not dealing with their @$$hole selves at a restaurant.

  • I’ll add, I think your confused on #16. Rich people don’t just act in spite of fear. They act in spite of morals, consequences to others, and even in spite of the law. AIG is prime example.

  • Great blog thanks. I used the tenets set out by Harve T Ecker and now Im comfortably well off.Having some extra money enabls me to help homless people.How can we help others if we have no extra money?

  • This was a great breakdown. Since October of last year I’ve been diligent about personal growth in all areas of wealth, and the law of attraction. As of last month I’ve finally gained the confidence of allowing myself to feel worthy instead of silly/shy about my financial goals & ambitions, which are enormous. Those resources and little sparks of ideas come to you once you’ve let your guard down. I hope this post is beneficial to others as well and I will def. check out the books/audiobooks you’ve recommended. Thank you again!


  • One more comment for those who’ve had a bit of a negative perspective on financial wealth: money makes you comfortable, not happy. We become happy by showing gratitude for what we have even if we don’t have much. We have the air we breath, and I appreciate it very much.

    Money gives you an opportunity to grow and explore, as well as become a philanthropist and help others without needing to be present.

    If you have a negative look on money, then you’ll always be poor in that area. Also, it’s a bit confusing as to why some people would read this article if they already had a solid opinion against financial wealth.

    Allow yourself to dream big. Money is a tool to create even more possibilities for yourself and family. Think positive! :) this world is huge! Explore it!

    Signing out!

  • We will get you crackheads are time is comeing and its right around the cornor. And when i start swinging on u un Americans i not going to stop tell u have nothing. we should bring back the town stoneing and let all the middle and poor class people let u have it and for all u wanta be rich go earn it the right way bet u cant thats why u take advantage of people lower then u go get a real job and the way u rich people is not good for u might want to think about what your going to get next. ps u created a bomb thats going to explode in your face. wait and see hope u like what u have because we as we the people are going to take it from u world war three style. sucks to be u in cimeing months

    • I went to tons of links before this, what was I thikginn?

    • Can I have your permission to translate this into Dutch? This will go down very well in the Netherlands. Of course, you will be listed as the original author and a link and recommendation to your site as well.

  • I Agree that Money may not give you happiness, but it gives you freedom, life control, choice,
    time , confidence & other great things.
    And those are may not make you happy but it will make your life more enjoyable & they will help you to be happy.

    It’s better to be rich and happy than being poor and happy. Who says that you must sacrifice wealth to become happy? or who sacrifice happiness to become wealthy.

  • Would be interesting to see how many rich eat organic and healthy foods compared to poor, and how many poor eat GMO foods compared to rich people… Also would be interesting to know how much of rich and poor can afford to run their personal organic mini-farms for providing their family with healthy foods… how often rich drink Coca-Cola, Sprite, 7Up, Fanta, or eat Mars, Sneakers, Bounty, Heinz catchup and many other proven to be GMO brands that are so insanely marketed to poor via mainstream media… etc etc, i could go with questions for a lot more but i don’t want to bother anyone with my personal interests :) good article, was interesting read i have to say :)

    • Wasn’t it Thoreau who wrote about civil diedieobsnce, and wasn’t that what eventually broke down the barriers of segregation? Martin Luther King and Gandhi certainly espoused it.I have heard it said, too, that it was the Vietnam era protesters who effectively ended the war in in Vietnam, even though others were credited.

  • Phil. I would love nothing more than to put things nicely since I know you mean well and all. But I have to blunt and say that your article is fully flawed. First of all, I have seen the Thatcher quotes used many times. And they are the epitome of false wisdom.

    For as far back as history can see, there has always been poverty as long as there has been personal wealth. The rich promote themselves through the “betterment of everyone as a whole”. And to Hell with the few that get destroyed in the process. An example of this would be the family living on a farm that was handed down for many generations. Only to get run out of it so a road could run through it. That is what the rich do to the world. They care nothing about humanity. Only creating more dollars.

    “Well we need this road so people can get to work faster. It makes things more efficient!”

    Yeah. In other words, More money in the pockets of the rich.

    My take is this. The only true equality is of equal height. You cannot put two different height buildings next to one another and say they are both equal. Unless the rich are brought down to size, the poor will never be up to par. Ever remember seeing a tall kid talk down to a short one thinking he was better because he’s taller? This is what wealth does to you.

    Well what about technology? We need lots of money for that?

    Well. I for one think we don’t need half of the technology we have. If people in communities acted more like a community, there would be no need for “bigger and better”. Wealth is NOT important in this world to be happy and to have a quality of life. We don’t really need Iphones, computers, and other toys. Want someone to socialize with? There is a whole town full of people you can go talk to. But it is greed that makes a person NOT put down the Iphone. It is greed that makes a person hang out on Facebook instead of playing outside with their kids.

    If people spent their free time riasing children properly, there wouldn’t be any time to care about technical gadgets. There is a lot wrong with the world. And it is solely because of the rich people. Every time a poor person becomes rich, you could see that as another one lost. The poor should become comfortable, not rich. And the rich should become comfortable, not rich. Hence you end up with a classless society, which is a good thing. You can choose to be a fool and listen to all the media rhetoric that claims a classless society is a mistake. But history has already shown that its a good thing. You know, there have actually been towns without wealth, full of merchants who weren’t rich. Everyone was at the same level. They all went to the same church and learned the same values. That’s when community was like a big family. But today, blacks have their own church. The rich have their own church. And everyone learns different ideas of what morals and values mean. There is no community in our culture. Just differences and agreements.

    I for one think an economic collapse unlike any in history is what America needs. Mainly to eliminate corporations.

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  • Amazing and inspiring 17 things about rich people’s mindset. Bookmarked it. Loved it. Shared it.

  • Sorry I’m a little late to this BBQ but I just found it. I’d like to address all the negative people here by first saying that if you are defeated before you start, you will never succeed. Period. Second, I’d like to ask a simple question. Which is the greater sin, envy or greed? Is the greedy businessman a worse person than the envious poor man? Who has harmed humanity more, the rich guy who’s business dealings put someone on the street and they starve to death or the poor man who stabs someone to death for his $300 dollar sneakers?

    Life is all about choices. You can choose to be happy or not. It really is up to you. I don’t care if you have one million dollars or one dollar, the option for you to be happy is there for you to choose. But if you focus on negativity and things you don’t have, you will never see the things that you DO have. Opportunities will be missed, and you will talk yourself out of the good things that are already there and the good things that could be on the way.

    Life is all perspective. The only person you can change is you. Quit worrying about everyone else. Be the best person that you can be and most of all, choose to be happy.

  • As a rich person I’d just like to say that everything Phil says is absolutely wrong. Us rich people aren’t any different from most poor people. We’re all hard working, patient, care about others, but I accept that I’ve simply gotten lucky with life. There’s no secret to that, you just have to do what you do and take opportunities when they arise.

    All of these “tips” are certifiable trash. Don’t kick yourself for not having the right attitude. That means nothing. You can follow all of these tips to a T and you’ll still never make it because they’re totally irrelevant. That’s the sad truth. If you want to change the world, become successful, et cetera, chances are you probably won’t. Look for happiness elsewhere.

    Convincing yourself that you’re in charge, admiring other people because they’re rich, inflating your ego, these things are only going to hurt you later. When you don’t make it.

    Rich people don’t do these things because rich people were happy with themselves long before they were rich.

  • Great article. Very good points. I love the fact that we all have the choice to choose the way we live our lives and express our truths.
    : )

  • Great work bud! I just started to create my own website. I am hoping to earn just like any internet marketers around the world. :)

  • Wow, I guess it’s fun to talk about rich people…
    Let me join too!
    First, I would like to say that I agree with everything you mentioned in your article, Phil. I personally have to work on number five, as I’m pessimistic about my work about thirty percent of the time (I’m working on it though). I have to point out though that rich people just don’t get rich, they also do something with their money, which is usually related to why they want to be rich in the first place. Becoming rich also is not the end to a person’s goals. I mean, your lifelong goal is to work your butt off and gain a million dollars? That’s very unrealistic. Even if that was your goal when you started, surely you realized that you can do so much more when you’ve got the million dollars you wanted. Personally, I want to be rich. For me, being rich is just a stepping stone to what I want to achieve. Also, food for thought: if you were rich, you would have A LOT of money to give to charities and organizations *and* you would be influential enough to help change things you want to change.

    I know that this is a blog, but I can’t help but leave you a tip about writing; when you type numbers, type them in words (example, two hundred instead of 200) it might make some people think that you don’t care about the way you write your articles. But over all, your articles make a very good read.

    (I know that P.P.S does not exist) I can’t help but think that your article about the Laws of Attraction and this one go together….

    See ya!

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  • hi phil
    Im a 19 girl, with goals that i really want to accomplish and this article really helpped me to solve my doubts and for those people saying money doesnt buy happiness and all of that, its true money doesnt buy happiness! why do you associate something that its an emotion with something that only can make your life more independent and make you proud of yourself because of the results of your effort and success…. in the other hand, happiness is another choice of life, its your choice if you wanna be happy, no matter if you’re rich or not, its your choice.
    thank you phil because of this article i feel like i can do it.

  • Great article! I don’t think some people with negative comments understand the concept of what drives people to become wealthy. I want to acquire wealth, but I will list my reasons.

    1. Control of my life. I do not want to be told when to show up for work or when I can take vacation.

    2. To spend as much time with my family and friends as humanly possible.

    3. To help those in need and teach others how to achieve financial independence.

    4. To live below my means and never worry about money. It’s not about driving a Range Rover.

    5. To leave my children a legacy. They can chose a career path they LOVE and not chose a path that is determined by the need to earn money.

    What some people don’t understand is that wether you have it or not or world revolves around money . Most rich people don’t live in big houses and drive fancy cars. Having a high salary and high spending habits is not an indication of wealth building.

  • Dear My Friend that time more problem are facing me and my family know this time i am totally blank and no one to support to me i am a only one person to support to my family and i have not extra income to purchase the own house my landmark the have to me money but i have hand to mouth he will give some time to arrange the money until we are leave the house i cant do this and i am unable to submit rent house i have no any option to resolve the problem but i faith to God know he will resolve my problem please pray for me and if you help me so really i am very regretful to you

  • Excellent! I happy to say I’m pretty good at all these points, but definitely need to work on #10. That’s the hardest! And #8 too.

  • Hi, I’ve just finished reading this book and it is amazing. I would recommend anyone who wants to work on improving their financial position to do so.

    Like you I am working on allowing myself to receive. Great blog post. Good luck everyone.

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  • Please explain about passive wealth generation.
    I don’t have much money to buy a house and give it on rent. Which most of my friends are doing.
    What options do I have?

  • A man was on a talk show telling people how to successfully get a job , one thing is he never worked a day in his life , how would he know ? He inherited a large fortune . Donald Trump inherited a mass fortune , clever hackers found out just recently . He had a supply side of money , to do what he did . If you do not have startup cash of $120,000 , forget about stock market , or investing in real estate ETC. Its not a gamble but serious business . There no instant money success , these are con artist making money , buying their useless books .

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  • Absolutely it’s number one. Come to think of it.When one begins to have this perception that what the will be solely depends on what actions and decisions the make in the now it will really affect the thought of the mind and hence every following action. Leaving our future to luck is sure way of taking the Hunan potential away

  • as I see now,i really appreciated to understand these information,cause in past few years ago I had been planning to be rich by myself and I told my self that,i will be rich forever.

    when you want to become rich, you need to do things in the certain way,so that you can infallibly get rich by yourself.

  • Oh…and…Rich People Have Money. I think you forgot that one. That should have been number one, actually.

    Aim for about $250,000 people. Happiness increases up to that point and then begins decreasing. Think about it. Is Donald Trump happy? Mmmm…noooo, not really. I’ve met very few multi-millionaires who have managed to maintain a truly joyful life. There are some, but not many. Others are sad, friendless and lonely or angry. (Of course, it is better to be rich in that condition than poor.) Once you pass the point of being afraid of not having enough, you cross over to fearing the loss of it all. So the best tip is to try to live life without overwhelming fear. Aim for the middle ground – neither too poor nor too rich.

  • Yes I am Mahbub who is not established in life. I wanna be a rich man. I looking for way to be rich person. I don’t know how it will be. But must be. Suggest me for rich man.

  • Dream of acquiring a call most folks in operation fantasy.

    It occurred Third Avenue Management, at my friend’s investment company
    to my friend–or rather, an associate. 10 years ago, this affiliate was concerned in regards to
    a proposed deal created with an organization that the firm
    was spent in. He asked a number of sharp questions on a conference call with all the management
    group. Traders and other professionals were about the the decision. And unknowingly to
    everybody, so was Buffett.

    The affiliate was rung up by Buffett and left
    a voice-mail following the call ended. Initially, he believed it was a prank call.
    He later checked it absolutely was indeed the billionaire creator of
    Berkshire Hathaway who’d phoned to commend him for many careful focus on the corporation. Lesson learned:
    You never know who’s listening or seeing what you do.

    I wasnot so blessed. I needed to spend years attempting to get I to be spoken to by Buffett.

    That has been the mandate when I joined Television–nab the initial interview
    with him. And within my pursuit to accomplish that, I realized what it will take
    to get anybody–actually the world’s next wealthiest
    man–to talk to you personally, a few things.

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  • Hi,

    I love this post. It exactly compliment my work on becoming wealthy. Thing that many people tend to shrug off their shoulder being conditioned to the belief that money is the source of all evisl.

    Well, I am Christian but I don’t see money can be source of evil if we just use it according to its real purpose-to help ourselves and others. Money is a replacement of barter system. It is used to pay our debts and to buy our daily needs, and also our wants. It has lot of uses.

    The only precaution lies in this saying:
    “Money is an excellent servant but a terrible master.”

    I recently published a book about Billionaires Secrets.
    Feel free to visit my site: http://www.readerszoneplus.com

    Mission and vision: To turn readers into leaders, and leaders into DOERS of good works.

  • Hi I’m a chef starting my career newly,joined hotels trade to earn more money this post have a good point this is useful. I don’t care if people say this post is useless.Because atleat I knew something from ur post I mean ur idea. So million cheers buddy to the millionaire life

  • Sr.plese my hlep me am poor my ……

    • Hello Rizwan,

      I can understand the feeling of being unable to pursue to college or education but I got tips for you. Go to Kiva.com. It is a website that helps people to fund their needs and dreams. Try it.

      • – Once, I almost knocked over a pillar at a wedding while shooting a vi3&8&#82d0;ite#o217;s funny how I was never asked to shoot weddings again after that little incident… 

  • Great very great

  • I need financial support
    Am from Ghana and 24yrs
    I want to go to school but it hard for my mother to continue my education.
    Am pleased if some one can help me.

  • Wonderful thinking this is valuable one..

  • #14

  • Mine is #14

  • Am grateful for such an inspired write up

  • Great article! I am new to this kind of business. Hopefully I can apply everything you write here. Thank you!

  • I think all of this things but I am not rich.

  • This is my lesson: to think these thoughts and act on them. Having an empty luxury house in Hawaii and no tenants can partly be attributed to a bad attitude toward wealth. Thanks for the article, maybe my mind cancha ge toward wealth and wealthy people.

  • f you wish to be rich, or you’d like to be rich… That’s not enough. You have to *commit* to being rich.

    The moment it’s absolutely clear in your mind that you’ll create exceptional wealth, the universe will conspire to help you.

  • I have gone through the various post on this site, I support most of Phil’s and a couple of other contributor’s thought on Financial freedom. David J. Schwartz in his book, The Magic of Thinking BIG says that ” Success is determined not so much by the size of one’s brain as it is by the size of one’s thinking”.

    It is all about the thought process, ”… As a man thinks.. so is He” .

  • Thanks

  • realy the article is very intresting i like it

  • Great post I want to be rich and I am proud to say it !!! Great info!

So, what do you think?